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Everything You Need to Know About Crypto Credit Cards

By February 22, 2022Blog

Everything You Need to Know About Crypto Credit Cards

With more people than ever before investing in cryptocurrency, crypto credit cards are also becoming more commonly used. Keep reading to discover everything you need to know about the top crypto credit cards and how readily accepted they are at this current time.

How Easy Are Crypto Credit Cards to Use?

A crypto credit card works in the same way as your traditional credit card. One of the top reasons that someone would want to invest in this type of card is that they offer generous cashback rewards on purchases. However, instead of receiving cash as you would on a standard card, you’ll be rewarded in cryptocurrency or the company’s rewards points. With so many cryptocurrencies on offer, you can then convert these to the one of your choice to continue building your investments. As with any credit card, you’ll need to ensure you pay off your card as usual on time to avoid late fees. You’ll find cards that allow you to pay both in dollars or crypto, so you’ll want to consider which would be the best solution for your current needs.

Are Crypto Credit Cards Widely Accepted Yet?

In general, crypto credit cards are already well accepted both online and in stores. As with any type of credit card, you’ll need to check that the website or store you are purchasing from will allow you to use this card. This is especially true when you are paying in crypto, as opposed to just receiving rewards in cryptocurrency. As time progresses, we expect crypto credit cards to become more and more popular, so more stores will be willing to accept this type of payment.

Top Crypto Credit Card Options

With so many crypto credit cards to choose from already, it can be tough knowing which would be the best solution. These are just a few of the most popular crypto credit cards on the market today.

BlockFi Rewards Visa Signature Credit Card

The BlockFi Rewards Visa Signature Credit Card is one of the top new releases of the past year. As well as offering great sign-up bonuses, you’ll earn up to 3.5% back in cryptocurrency within your first three months. The great thing about this card is that you can use it anywhere that visa is accepted, making it easy to shop online and in-person. Visa Cards offers a range of Visa crypto credit cards, and they also come with great rewards perks. For first-time crypto credit card users, you’ll probably want to look at the free Midnight Blue visa card. This offers you 1% crypto back on any purchase. You can then continue upgrading your card as you invest more, offering you higher cashback rates.


Gemini is compatible with over 30 cryptocurrencies and offers no exchange fees to customers. There’s no annual fee with this card, and transaction fees are reasonably low, depending on which card you select. It’s accepted by any store or website that takes MasterCard, meaning it’s well-accepted around the world.

As you can see, it’s an exciting time for anyone looking to invest in cryptocurrency, as a crypto credit card can help you on this journey. We recommend you undertake further research to ensure you select the card that’s right for you and to minimize your financial risk when opening a new credit card.


This article does not constitute financial and/or legal advice. Always contact a professional.